Terms of Use
By using Shoshin Tools you agree to these terms. If you don't agree, don't use the site.
The tools are provided "as is"
Every tool is free and runs entirely in your browser. We make no warranty of any kind — express or implied — about accuracy, reliability, or fitness for a particular purpose. Use at your own risk.
Not financial, tax, or legal advice
The calculators (take-home pay, mortgage, investment, and others) produce estimates based on simplified, published formulas and rates that may be outdated or inapplicable to your situation. They are for general information only and are not financial, tax, investment, or legal advice. Consult a qualified professional before making decisions based on any result from this site.
Acceptable use
Don't attempt to disrupt the site, misrepresent its output as professionally certified advice, or use it in any way that violates applicable law.
Advertising
The site is supported by ads served by Google AdSense. Ad content is provided by third parties; see our Privacy Policy for details.
Changes
We may update these terms or change/remove tools at any time without notice. Continued use after changes means you accept the updated terms.
Contact
Last updated: 2026-07-18